10JILI Bank Transfer — Limits, Fees & Settlement
Bank Transfer is a Philippine payment rail — regulation: Bangko Sentral ng Pilipinas, the body behind the National Retail Payment System framework that Circular No. 980 established.
- Operator
- Philippine Payments Management, Inc. runs both clearing houses, overseen by the BSP, and the transfers are carried out by individual BSP-supervised banks and e-money issuers
- Regulator
- Bangko Sentral ng Pilipinas, the body behind the National Retail Payment System framework that Circular No. 980 established
- Per-transaction cap
- Where InstaPay carries the transfer, each transaction is capped at PHP 50,000. PESONet transfers face no scheme-wide cap, but the institution sending them may impose one
- Settlement
- on the same banking day via PESONet when the instruction beats the cut-off, or in real time and around the clock via InstaPay. Since InstaPay's PHP 50,000 ceiling forces larger transfers onto PESONet, the amount is generally what determines which rail carries a transfer
- Figures as of
- 2026-09
Wallet limit: not published.
Bank Transfer is a Philippine payment rail, and this page covers the rail itself, meaning its limits, how it settles and the fees it publishes, and not any casino’s cashier.
Bank Transfer at a glance
| Field | Value |
|---|---|
| Operated by | Philippine Payments Management, Inc. runs both clearing houses, overseen by the BSP, and the transfers are carried out by individual BSP-supervised banks and e-money issuers |
| Regulated by | Bangko Sentral ng Pilipinas |
| Wallet limit | Not applicable to this rail |
| Per-transaction cap | Where InstaPay carries the transfer, each transaction is capped at PHP 50,000. PESONet transfers face no scheme-wide cap, but the institution sending them may impose one |
| Settlement | on the same banking day via PESONet when the instruction beats the cut-off, or in real time and around the clock via InstaPay. Since InstaPay’s PHP 50,000 ceiling forces larger transfers onto PESONet, the amount is generally what determines which rail carries a transfer |
| Published fees | On either rail, the sending institution may apply a charge, and banks differ on the amounts. Whichever rail is used, nothing is taken from the receiving side, which gets the whole amount. |
These figures are a snapshot taken in 2026-09. Fees and limits at payment providers get revised with no announcement, and only the provider’s own page stays current.
How fast money actually moves
Bank Transfer settles on the same banking day via PESONet when the instruction beats the cut-off, or in real time and around the clock via InstaPay. Since InstaPay’s PHP 50,000 ceiling forces larger transfers onto PESONet, the amount is generally what determines which rail carries a transfer. This is a statement about the rail and not about the casino: before a withdrawal ever gets to Bank Transfer, the operator may hold it for its own review, and that review is normally the source of the wait.
A per-transaction cap of Where InstaPay carries the transfer, each transaction is capped at PHP 50,000. PESONet transfers face no scheme-wide cap, but the institution sending them may impose one applies, which is why a larger transfer sometimes has to be split.
Paying with Bank Transfer at 10JILI
- Sign in at 10JILI and open the cashier.
- Choose Bank Transfer from the payment methods your account’s cashier displays.
- Make sure the name on your 10JILI account matches the name on your Bank Transfer account.
- Look at the minimum, the maximum and any fee shown on the cashier screen, and then confirm your amount.
Your account’s live limits appear on the cashier screen, so check it before making a first deposit with any new method.
Other payment rails explained here
FAQ
How long does Bank Transfer take?
The rail settles on the same banking day via PESONet when the instruction beats the cut-off, or in real time and around the clock via InstaPay. Since InstaPay's PHP 50,000 ceiling forces larger transfers onto PESONet, the amount is generally what determines which rail carries a transfer. A separate check, usually slower, happens when the operator reviews a withdrawal before releasing it.
Does Bank Transfer charge fees?
Published fees: On either rail, the sending institution may apply a charge, and banks differ on the amounts. Whichever rail is used, nothing is taken from the receiving side, which gets the whole amount.. Providers revise these without notice.
What is the Bank Transfer wallet limit?
Bank Transfer has no wallet ceiling on record, hence nothing is quoted on this page.
How do I pay with Bank Transfer at 10JILI?
Sign in, then in the cashier pick Bank Transfer out of the methods your account shows. Use the same name on both accounts, and review the limits shown in the cashier before you confirm.